Bank of Ireland Clonmel: branch details, contacts & FAQs
Anyone who has tried to get a straight answer about their local Bank of Ireland branch in Clonmel knows the runaround – phone menus, vague opening hours, and the lingering worry when a mortgage gets sold to a vulture fund. This guide pulls together essential details from official sources, from how to speak to a person to what happens when your loan is sold.
Branch address: 21 Parnell Street, Clonmel, Co. Tipperary, E91 FN20 ·
Branch phone: (052) 6121011 ·
Sort code: 90-21-42 ·
CEO total pay (2023): €1.8 million
Quick snapshot
- Branch at 21 Parnell Street, Clonmel, E91 FN20 (Bank of Ireland Branch Locator)
- Phone: (052) 6121011 (Bank of Ireland Branch Locator)
- Customer service: 0818 734 734 (Bank of Ireland Help Centre)
- Actual opening hours – sources give two different schedules (BanksIreland.com vs Bank location maps)
- Whether self-service lobby hours differ from cashier hours (Bank of Ireland Self Service)
- Whether mortgage skip payment policy applies to all vulture funds (BanksIreland.com)
- Debt statute barred after 6 years in Ireland – no payments for 20 years may be unenforceable (StepChange Debt Charity)
- Mortgage sold to a vulture fund – terms remain, but dealing with original lender ends (Bell & Company Solicitors)
- Stop scam calls – hang up and call 159 (Stop Scams UK)
The following table summarises the key operational details for the Clonmel branch.
| Fact | Value |
|---|---|
| Clonmel branch address | 21 Parnell Street, Clonmel, Co. Tipperary, E91 FN20 |
| Clonmel branch phone | (052) 6121011 |
| Bank of Ireland customer service | 0818 734 734 |
| CEO total pay (2023) | €1.8 million |
| Post office lodgement limit | €1,000 per transaction |
How do I talk to someone at Bank of Ireland?
Phone contact numbers
Bank of Ireland’s main customer service line for personal banking is 0818 734 734, available through the Bank of Ireland Help Centre. For the Clonmel branch directly, dial (052) 6121011, listed on the official Branch Locator. If you receive an unexpected call claiming to be from your bank, the Stop Scams UK (159 hotline) advises: stop, hang up, and call 159 to verify.
Branch visit in Clonmel
You can visit the Clonmel branch in person at 21 Parnell Street. The Bank of Ireland Branch Locator provides opening hours and services, but be aware that third-party listings show different schedules – one says Mon–Fri 10:00–17:00 (BanksIreland.com), another says Mon 10:00–17:00, Tue–Fri 10:00–16:00 (Bank location maps). Call ahead to confirm. The branch offers self-service options, including ATMs and phone banking, as detailed on the Bank of Ireland Self Service page.
- Call the main customer service line 0818 734 734 and request a callback to avoid hold time.
- If you need branch-specific help, dial (052) 6121011 and ask for the department.
- Visit the Clonmel branch during lower-traffic hours (early morning) to minimise wait.
- For scam call protection, hang up and dial 159 to verify the caller.
For Clonmel customers, the fastest way to a real person is the main customer service line (0818 734 734), not the branch phone. If you get a scam call, 159 is your safety net.
The pattern: relying on the branch phone may lead to delays, while the national customer service line is more efficient.
What happens if your mortgage is sold to a vulture fund?
Your loan remains safe
When a mortgage is sold to a vulture fund – a type of investment fund that buys distressed debt – the terms of your loan generally transfer unchanged, according to Bell & Company Solicitors (Irish property law experts). Your interest rate, repayment schedule, and legal protections remain the same. The Bank of Ireland Group plc (regulated by the Central Bank of Ireland) confirms it is still the original lender until the sale completes.
Can you skip a payment if your mortgage is sold?
Skipping a payment is not automatic – it requires explicit approval from the new lender. The StepChange Debt Charity (debt advice service) warns that missed payments could damage your credit rating or lead to repossession if not agreed in advance. Always contact the fund holding your loan and get any arrangement in writing.
The catch: you lose the ability to negotiate directly with Bank of Ireland. Your loan’s safety is intact, but your point of contact changes – and that can mean different policies on arrears or forbearance.
The implication: borrowers must adapt to a new point of contact and review their options carefully.
Can I lodge money into my Bank of Ireland account in the post office?
Post office lodgement limits and fees
Bank of Ireland customers can lodge cash and cheques at any Irish post office. The daily limit is typically €1,000 per transaction, and there is no fee for basic lodgements. This service provides an alternative to branch visits for routine deposits.
Alternatives: ATM, branch, mobile deposit
You can also use Bank of Ireland ATMs for cash lodgements, visit the Clonmel branch in person, or use the mobile banking app for cheque deposits. The self-service lobby at the branch offers additional options, including phone banking.
- Go to any Irish post office with your Bank of Ireland debit card or account details.
- Present cash or cheque up to €1,000 to the post office clerk.
- Receive a receipt and confirm the lodgement appears in your online banking within one business day.
Post office lodgements provide a convenient option for customers who cannot reach a branch during opening hours, with no additional cost for standard transactions.
What this means: post office lodgements are a reliable backup, but larger deposits may require a branch visit or ATM.
Bank of Ireland Clonmel – opening hours and branch details
Clonmel branch address and sort code
The branch sits at 21 Parnell Street, Clonmel, Co. Tipperary, E91 FN20, confirmed by the Bank of Ireland Branch Locator. Its sort code is 90-21-42. For international transfers, the BIC is BOFIIE2D (Focus Ireland guide to Bank of Ireland BIC code).
Clonmel branch services
Services include cash lodgements, foreign exchange, and business banking. The Bank of Ireland Ways to Bank page notes that online and mobile banking are available 24/7. If you need an ATM, the branch has self-service options. Opening hours from one source are Monday to Friday 10:00–17:00 (BanksIreland.com), while another lists Monday 10:00–17:00 and Tuesday to Friday 10:00–16:00 (Bank location maps). The official Bank of Ireland Help Centre says you can check detailed hours for cashier, business coin, and self-service by searching your branch – a step worth taking before visiting.
The discrepancy in hours means a wasted trip if you rely on a third-party listing. The only authoritative source is the Bank of Ireland Help Centre or a direct call to (052) 6121011.
What this means: always verify hours directly with the bank to avoid wasted trips.
Confirmed facts
- Clonmel branch location at 21 Parnell Street (confirmed by Bank of Ireland Branch Locator)
- Phone number (052) 6121011 (confirmed by Bank of Ireland Branch Locator)
- CEO pay reported in annual accounts as €1.8 million
- Online and mobile banking available 24/7 (confirmed by Bank of Ireland Ways to Bank)
What’s unclear
- Exact opening hours – varies between sources, recommend calling ahead
- Whether mortgage skip payment policy differs between original lender and vulture fund
How much does the CEO of Bank of Ireland make?
CEO remuneration breakdown
According to Bank of Ireland’s annual report for 2023, CEO total pay was €1.8 million, including salary, bonus, and pension contributions. This figure is disclosed in the bank’s annual accounts and is consistent with publicly available financial data.
Comparison with other Irish bank CEOs
CEO pay at other major Irish banks varies, but €1.8 million places Bank of Ireland’s CEO in the upper range for Irish financial institutions. The pay ratio to median employee is reported in the annual report.
“Our branch locator provides full details for every branch, including opening hours, services, and contact information.”
Bank of Ireland Branch Locator (official website)
“If you receive a suspicious call claiming to be from your bank, stop, hang up, and call 159 to verify the caller’s identity.”
“When a mortgage is sold to a vulture fund, your existing terms remain unchanged, but you lose the option to deal directly with the original lender.”
“In Ireland, a debt becomes statute barred after six years from the last payment or written acknowledgment, meaning it can no longer be enforced through the courts.”
For Bank of Ireland Clonmel customers, the core takeaway is practical: know your branch’s real hours by calling ahead, use 0818 734 734 to reach a human quickly, and if your mortgage is sold, don’t assume you can skip payments without approval. The choice is clear: verify before you visit, and protect yourself from scams with 159.
The Bank of Ireland Newbridge branch details offers a similar guide with branch information for another Irish town.
Frequently asked questions
What is the sort code for Bank of Ireland Clonmel?
The sort code for the Clonmel branch is 90-21-42. For international transfers, use BIC BOFIIE2D.
Can I open a Bank of Ireland account without an appointment?
It is best to call the branch at (052) 6121011 to check if walk-ins are accepted, as some services require a scheduled meeting.
Does Bank of Ireland charge for post office lodgements?
Bank of Ireland customers can lodge cash and cheques at any Irish post office with a daily limit of up to €1,000 – no fee for basic lodgements.
Is my money safe if my mortgage is sold to a vulture fund?
Yes, your loan terms transfer unchanged, and your legal protections remain, but you lose the option to deal with the original lender.
How long does a debt stay on my credit file in Ireland?
Debts generally remain on your credit file for five to six years from the date of last activity, but statute barred after six years means the debt cannot be enforced.
Can I talk to a human at Bank of Ireland without waiting on hold?
The fastest way is to call 0818 734 734 and use the option for a callback, or visit the Clonmel branch during lower-traffic hours (e.g., early morning).
What salary is considered comfortable in Ireland in 2024?
While subjective, €80,000 is often cited as a comfortable individual salary in Ireland, though it depends on location and household size.
Related reading: Bank of Ireland BIC Code: BOFIIE2D – How to Find It · Off License Opening Hours Ireland: Times for Alcohol Sales
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